In recent weeks, the Dalton Police Department has received many complaints about different types of scams. That's why we want you be aware of these scams, so you can avoid being a victim.
Here are some of the most common scams:
1. Lottery Scam - This involves someone sending you a money order for a specific amount of money. They then ask for approximately half to be sent back to process your lottery winnings. The money order is no good but the account number is real. The bank does not immediately determine it is a scam based on the real account number. The scam is generally not discovered until the money order is returned as having non-sufficient funds. By this time it is too late as your good money order is already on the way to them.
2. Scams involving you selling something - This involves receiving more money than your asking price and then sending the overpayment back to them in the form of a money order. The problem with this is the original money order you received is counterfeit. Again, the account number is usually good so it is hard to identify it as part of a scam until it is too late.
3. The third scam that is going around involves getting an email from someone posing as Paypal or Ebay. According to the email, they notify you that someone has obtained your information and is using it. They ask you to submit your personal banking information for verification. Once they have your banking information, they can steal your money from that account.
So, how can you know if an offer is a scam? If you can answer "yes" to any of these questions, you may be a target of a scam:
- Are the check proceeds for an item you sold on the Internet such as a car, boat, jewelry, etc.?
- Is the amount of the check more than the selling price of the items?
- Have you been instructed to "Wire" funds out of the country as soon as possible?
- Is the check from an individual you have communicated with via Email?
- Is the check drawn on a business or individual different from the person buying your item or product?
- Have you been informed that you were the winner in a lottery that you did not enter?
- Have you been asked to assist in the distribution of money from another country?
If you have any doubts about concerning a financial transaction or a solicitation, we ask that you contact law enforcement authorities or your financial institution for assistance.
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